Terms of Service

1. Introduction

These Terms of Service (“Terms”) govern your access to and use of the Property Peers website and services (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Services after any changes indicates your acceptance of the updated Terms.

2. Eligibility

You must be at least 18 years old to use our Services.

By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

3. Nature of the Services

Educational Content

Property Peers provides educational and informational content relating to property investment, property purchasing, and related financial topics.

All content is provided free of charge with no upsells or hidden costs.

Not Professional Advice

The content provided through our Services is for general informational and educational purposes only and does not constitute:

• Financial advice
• Investment advice
• Legal advice
• Tax advice
• Any other form of regulated professional advice

You should not rely on our content as a substitute for advice from appropriately qualified and regulated professionals.

No Accreditation

Property Peers is not a university, college, or accredited educational institution. We do not offer degrees, diplomas, certificates, or formally recognised qualifications.

4. User Accounts and Registration

To access certain features of our Services, you may need to register and create an account.

When registering, you agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate your account if we believe you have violated these Terms.

5. Acceptable Use

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable laws
• Reproduce, distribute, modify, or create derivative works from our content without permission
• Use automated systems (bots, scrapers) to access the Services
• Attempt to gain unauthorized access to our systems or networks
• Upload or transmit viruses, malware, or any harmful code
• Harass, abuse, or harm other users
• Impersonate any person or entity
• Interfere with or disrupt the Services or servers
• Share course materials with non-enrolled individuals

6. Intellectual Property Rights

Our Content

All content on our website, including but not limited to text, graphics, logos, images, videos, audio, and software, is the property of Property Peers or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our content for personal, non-commercial educational purposes only.

You may not:

• Reproduce or distribute our content commercially
• Create derivative works based on our content
• Remove any copyright or proprietary notices
• Use our content to create competing educational materials

Trademarks

“Property Peers” and associated logos are trademarks. You may not use these marks without our prior written consent.

7. User-Generated Content

If you submit, post, or upload any content to our Services (such as comments, feedback, or forum posts), you:

• Retain ownership of your content
• Grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content in connection with our Services
• Represent that you have all necessary rights to grant this license
• Agree that your content does not violate any third-party rights or applicable laws

We reserve the right to remove any user-generated content that violates these Terms or that we deem inappropriate.

8. Privacy and Data Protection

Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

By using our Services, you consent to our collection and use of personal data in accordance with our Privacy Policy.

9. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by Property Peers.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Property Peers shall not be liable for any damage or loss caused by your use of any third-party websites or services.

10. Disclaimers and Warranties

“As Is” Basis

Our Services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.

We do not warrant that:

• The Services will be uninterrupted, secure, or error-free
• The information provided will be accurate, reliable, or complete
• Any defects or errors will be corrected
• The Services will meet your specific requirements

Investment Risk Disclaimer

Property investment carries inherent risks. Past performance is not indicative of future results. The value of property investments can go down as well as up.

You acknowledge that you are solely responsible for your own investment decisions and that Property Peers is not liable for any financial losses you may incur.

11. Limitation of Liability

To the fullest extent permitted by law, Property Peers, its directors, employees, or affiliates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Business interruption
• Financial losses arising from investment decisions
• Any damages arising from your use or inability to use the Services

Nothing in these Terms excludes or limits liability that cannot legally be excluded, including liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation.

12. Indemnification

You agree to indemnify, defend, and hold harmless Property Peers, its directors, employees, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from:

• Your use or misuse of the Services
• Your violation of these Terms
• Your violation of any rights of another party
• Any content you submit or post

13. Termination

We reserve the right to suspend or terminate your access to our Services at any time, with or without notice, for any reason, including if we believe you have violated these Terms.

You may terminate your account at any time by contacting us at info@propertypeers.co.uk.

Upon termination, your right to use the Services will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

14. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales.

Any disputes arising from these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Property Peers regarding your use of the Services.

17. Contact Information

If you have any questions about these Terms, please contact us:

Property Peers
S05–S06 Forgeside House
Forgeside Close
Cardiff Bay Business Centre
Cardiff
CF24 5FA

Email: info@propertypeers.co.uk

18. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to our website.

We encourage you to review these Terms periodically. Your continued use of the Services after any changes constitutes your acceptance of the updated Terms.

Last Updated: February 19, 2026